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Other LenderFintech
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Go to Website (opens in a new tab)About Fintonic
Fintonic is a Spanish fintech company founded in 2011 that operates as a financial management and loan comparison platform, rather than a traditional bank. It allows users to connect their bank accounts, monitor spending, and access financial products such as loans, insurance, and savings—all from a single digital interface. One of Fintonic’s key features is its role as a loan marketplace: instead of lending directly, it compares offers from multiple financial institutions (banks and lenders) and matches users with the most suitable loan based on their profile. The platform is fully digital, offering fast approvals, minimal paperwork, and tailored loan conditions, often with funds disbursed within 24 hours.
Amount
€500 - €50,000
Tenor
12 - 120 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on Fintonic include:
- • Valid ID: Applicant must provide a national ID (DNI/NIE) or equivalent identification.
- • Bank account access: Applicant must link their main bank account to the platform for financial analysis.
- • Proof of income: Stable income or earnings must be demonstrated through account activity.
- • Credit profile: Applicant must pass credit evaluation (including not being listed in default databases).
- • Employment status: Work history and job stability are considered by partner lenders.
- • Debt level: Existing debts and repayment capacity are assessed.
- • Loan purpose: Applicant must specify the reason for the loan during application.
- • Digital application: Loan request must be completed online through the platform.
How to Apply
To apply for a loan with Fintonic, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+34 900 839 163
Website
Facebook Url
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