First Credit Union NZ

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About First Credit Union NZ

First Credit Union is a member-owned financial cooperative serving individuals, families, and communities throughout New Zealand. Originally established in 1951, it has grown into one of the country's largest credit unions, offering affordable lending, savings, insurance, and everyday banking services. Headquartered in Hamilton, New Zealand, First Credit Union provides personal loans, vehicle loans, home improvement loans, debt consolidation loans, business loans, and secured lending. It is regulated under New Zealand's financial services framework, is a registered Financial Service Provider (FSP), and is supervised as a Non-Bank Deposit Taker (NBDT) under the Reserve Bank of New Zealand (RBNZ) regime through its licensed trustee and prudential requirements.

Amount

Tenor

Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on First Credit Union NZ include:

• Be a member of First Credit Union (or become a member when applying).
• Be at least 18 years old (or meet youth lending requirements where applicable).
• Provide proof of identity.
• Provide proof of income.
• Provide recent bank statements if requested.
• Demonstrate the ability to repay the loan.
• Meet First Credit Union's lending criteria.

How to Apply

To apply for a loan with First Credit Union NZ, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Website