First Global Bank

The basic requirements to apply for a loan on First Global Bank include:

• •   Valid ID: Applicant must provide government‑issued identification.
• •   Residency: Applicant must be a resident of Jamaica.
• •   Employment history: Must be permanently employed for at least two continuous years for unsecured personal loans.
• •   Proof of income: Payslips, job letter, and supporting documentation for income are required.
• •   Bank account: A Jamaican bank account is typically needed for loan disbursement.
• •   Loan purpose: Loan must be for an acceptable personal or business purpose (e.g., renovation, assets).
• •   Property documentation: For mortgage loans, property sale agreement, valuation, and related title documents must be provided.
• •   NHT contributions: For joint home mortgages with National Housing Trust, evidence of contributions (minimum weeks) is required.
• •   Collateral/security: Secured loans must have appropriate collateral (vehicle, property).
• •   Credit assessment: Applicant must meet internal credit score and repayment ability criteria.

To apply for a loan with First Global Bank, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.