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(opens in a new tab)First Heritage Co-operative Credit Union
(opens in a new tab) Back (opens in a new tab)First Heritage Co-operative Credit Union
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Go to Website (opens in a new tab)About First Heritage Co-operative Credit Union
First Heritage Co-operative Credit Union (FHC) is one of Jamaica's largest member-owned financial cooperatives, serving individuals, families, entrepreneurs, and businesses across the island. Headquartered in Kingston, Jamaica, FHC provides a comprehensive range of financial services, including personal loans, auto loans, home loans, secured loans, business loans, microfinance, savings, deposits, and debit card services. Founded through the merger of several legacy credit unions, FHC operates multiple branches across Jamaica and is regulated under Jamaica's Co-operative Societies Act.
Amount
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Tenor
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Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on First Heritage Co-operative Credit Union include:
- • Be a member of First Heritage Credit Union.
- • Complete a loan application.
- • Provide valid government-issued identification.
- • Provide proof of income.
- • Provide supporting financial documents where required.
- • Meet the credit union's lending and affordability requirements.
How to Apply
To apply for a loan with First Heritage Co-operative Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
