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Fortuneo Banque

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Fortuneo Banque logo

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About Fortuneo Banque

Fortuneo Banque is a leading online bank in France, operating as a subsidiary of Crédit Mutuel Arkéa. Founded in 2000, it initially focused on online brokerage before expanding into full retail banking services, offering accounts, cards, savings, and investment products. Today, it is recognized as one of the most popular digital banks in France, known for low fees, a fully online experience, and a wide range of financial services.

Amount

€1,000 - €50,000

Tenor

6 - 84 months

Min. approval time

24 hrs

Countries

Created on

April 2026

Last updated

April 2026

Requirements

The basic requirements to apply for a loan on Fortuneo Banque include:

  • •   Valid ID: Applicant must provide a government-issued identification (passport, national ID, or residence permit).
  • •   Proof of residence: A recent utility bill or address document (less than 3 months old) must be submitted.
  • •   Proof of income: Payslips or tax documents are required for certain cards or credit products.
  • •   Bank account (RIB): Applicant must provide a French bank account in their name for initial funding.
  • •   Initial deposit: A minimum deposit (often around €50 depending on the product) may be required.
  • •   Residency: Applicant must be a resident of France.
  • •   Creditworthiness: Applicant must pass internal credit and affordability checks for loans or premium services.
  • •   Usage conditions: Some free card offers require minimum usage or income thresholds (e.g., monthly transactions or income levels).

How to Apply

To apply for a loan with Fortuneo Banque, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


Alternatively, you can download the lender's app on Google Play StoreorApple App Store.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+33 2 29 00 4917

Website

fortuneo.fr/

Facebook Url

Fortuneo Banque

X (Formerly Twitter) Url

@Fortuneo Banque

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