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(opens in a new tab)Saint Vincent and the Grenadines
(opens in a new tab)GECCU
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Go to Website (opens in a new tab)About GECCU
GECCU (General Employees’ Co-operative Credit Union) is one of the largest credit unions in Saint Vincent and the Grenadines, providing savings, loans, and financial services to its members. As a cooperative institution, it operates on a member-owned model, meaning customers are also shareholders who benefit from its services and profits. The credit union plays a major role in financial inclusion, offering personal, education, and small business financing to individuals who may not always qualify for traditional bank loans. It also participates in national programmes such as the student loan scheme, helping finance education and development across the country.
Amount
EC$1,000 - EC$1,000,000
Tenor
1 - 36 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on GECCU include:
- • Valid ID: Applicant must provide a government-issued identification document.
- • Membership: Applicant must be a registered member of the credit union.
- • Proof of income: Payslips, job letter, or evidence of earnings must be submitted.
- • Proof of address: A recent utility bill or similar document must be provided.
- • Credit assessment: Applicant must pass internal creditworthiness and affordability checks.
- • Collateral/security: Adequate collateral or guarantor may be required depending on loan type.
- • Loan application: A completed loan application form must be submitted.
How to Apply
To apply for a loan with GECCU, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+1 784 456 196 3
Website
Facebook Url
X (Formerly Twitter) Url
