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(opens in a new tab)Harambee SACCO
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Go to Website (opens in a new tab)About Harambee SACCO
Harambee Deposit-Taking SACCO (Harambee DT SACCO Society Ltd) is one of Kenya's oldest and largest deposit-taking Savings and Credit Cooperative Societies (DT-SACCOs). Established in 1969, it provides savings, lending, investment, mortgage, insurance, and digital financial services to over 70,000 members across Kenya. Headquartered in Nairobi, the SACCO has an asset base exceeding KES 38 billion and is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA). It serves both individual and institutional members through physical branches and digital banking platforms.
Amount
KSH 100,000 - KSH 8,000,000
Tenor
1 - 25 years
Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on Harambee SACCO include:
- • Must be a registered Harambee DT SACCO member.
- • Must have active member deposits.
- • Must provide a valid Kenyan National ID or Passport.
- • Must complete the official loan application form
- • Must provide recent payslips or proof of income
- • Must satisfy the SACCO's affordability assessment.
- • Must provide guarantors or acceptable collateral where required.
- • Must maintain an active FOSA account for selected loan products.
- • Must submit any additional documentation required for the selected loan product.
How to Apply
To apply for a loan with Harambee SACCO, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
