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Húsnæðis- og mannvirkjastofnun

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About Húsnæðis- og mannvirkjastofnun

The Housing and Construction Agency of Iceland offers subsidized housing loans and financial support for property development. It aims to increase access to affordable housing while promoting improved construction standards. This government-backed agency supports individuals and families in need of housing solutions.

Amount

ISK 0 - ISK 14,378,000

Tenor

3 - 120 months

Min. approval time

24 hrs

Countries

Created on

October 2025

Last updated

October 2025

Requirements

The basic requirements to apply for a loan on Húsnæðis- og mannvirkjastofnun include:

  • •   Valid ID (Icelandic citizens)
  • •   Proof of housing ownership or intent
  • •   Completed government housing application

How to Apply

To apply for a loan with Húsnæðis- og mannvirkjastofnun, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+354 440 6400

Website

hms.is/

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