ICS Mortgages

The basic requirements to apply for a loan on ICS Mortgages include:

• •   Minimum age requirement: Applicants must usually be at least 18 years old.
• •   Proof of income and repayment capacity: Borrowers must demonstrate they can afford monthly repayments.
• •   Minimum income requirement: Typically at least around €25,000–€40,000 annually depending on the mortgage type.
• •   Loan-to-value limits: Borrowers may access up to 90% of the property value for owner-occupier mortgages and about 70% for buy-to-let mortgages.
• •   Loan size: Mortgages generally start from about €100,000 and can go up to around €1.5 million, depending on the product.
• •   Loan term: Mortgages can run between 5 and 35 years, depending on the borrower’s age and loan type.
• •   Property requirements: The property must be located in the Republic of Ireland and may require valuation and insurance.

To apply for a loan with ICS Mortgages, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.