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About Jafari Credit Limited

Jafari Credit Limited is a Kenyan micro-lending institution that provides salary-secured loans and salary advances primarily to civil servants and government employees. The company is part of the Centum Investment Company Group, a Nairobi Securities Exchange-listed investment firm. Jafari Credit focuses on offering quick access to credit for teachers, police officers, healthcare workers, civil servants, and employees of government agencies and parastatals. Loans are typically repaid through direct salary deductions (check-off system), reducing default risk and making repayment easier for borrowers.

Amount

KSH 5,000 - KSH 1,000,000

Tenor

1 - 12 years

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Jafari Credit Limited include:

  • •   Must be a civil servant, county government employee, or employee of a participating organization
  • •   Copy of valid Kenyan national ID
  • •   Recent passport photo
  • •   KRA PIN certificate
  • •   Recent bank or M-Pesa statements
  • •   Copy of ATM card or banking details
  • •   Completed loan application form
  • •   Authorization for salary deduction repayment

How to Apply

To apply for a loan with Jafari Credit Limited, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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