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About Joint Development Bank Co., Ltd.

DB, which stands for Joint Development Bank, to become a bank with excellent service, serving customers of all levels and classes with convenience, creating an impression and trust, and being accepted by society. This made JDB a bank that provides services with modern technology, convenience, speed, and international standards, and was accepted by financial institutions in ASEAN and internationally. The Joint Development Bank increased its registered capital from 84 billion kip in 2012 to 404 billion kip, rapidly expanding its service network nationwide.

Amount

LAK 50,000 - LAK 0

Tenor

12 - 60 months

Min. approval time

24 hrs

Countries

Created on

December 2024

Last updated

December 2024

Requirements

The basic requirements to apply for a loan on Joint Development Bank Co., Ltd. include:

  • •   Must be an employee of a company in the payroll system with the Joint Development Bank
  • •   Must be a permanent employee with more than 1 year of service
  • •   The guarantor must have the same or higher age and salary as the borrower
  • •   Foreign employees need a Lao guarantor and cannot act as guarantors themselves
  • •   Married customers must have their spouse sign an acknowledgment
  • •   Required documents: loan application form, ID copies (borrower and guarantor), census copies, proof of address, salary certificate, 3-month salary deposit statements, and consent letter for fund transfer (if applicable)

How to Apply

To apply for a loan with Joint Development Bank Co., Ltd., visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


Alternatively, you can download the lender's app on Google Play StoreorApple App Store.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+856 21 213 5316

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