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(opens in a new tab)London Mutual Credit Union
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Go to Website (opens in a new tab)About London Mutual Credit Union
London Mutual Credit Union (LMCU) is one of the largest community credit unions in London, providing affordable savings and lending services to individuals who live, work, study, or meet its membership eligibility criteria. Established in 1982 and headquartered in London, England, LMCU is a member-owned financial cooperative regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible member savings are protected by the Financial Services Compensation Scheme (FSCS). LMCU specializes in affordable personal loans, debt consolidation loans, saver loans, home owner loans, and family-focused lending products.
Amount
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Tenor
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Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on London Mutual Credit Union include:
- • Be 18–74 years old.
- • Be a member of London Mutual Credit Union or be eligible to join.
- • Have a UK postal address.
- • Have the legal right to live in the UK.
- • Have a UK National Insurance number.
- • Have a regular income (employment, self-employment, pension, or qualifying benefits).
- • Not be in bankruptcy or an Individual Voluntary Arrangement (IVA).
- • Meet LMCU's affordability and credit assessment criteria.
How to Apply
To apply for a loan with London Mutual Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Website
