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About Manchester Credit Union

Manchester Credit Union (MCU) is a member-owned financial cooperative providing affordable savings and lending services to people who live or work in Greater Manchester. Headquartered in Manchester, England, MCU is committed to offering ethical alternatives to high-cost lenders through a range of personal loan products. It is authorized by the Prudential Regulation Authority (PRA) and regulated by both the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). Eligible member savings are protected by the Financial Services Compensation Scheme (FSCS)

Amount

₦150 - ₦150,000

Tenor

6 - 60 months

Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on Manchester Credit Union include:

  • •   Be a member of Manchester Credit Union.
  • •   Be 18 years or older.
  • •   Have a UK high street bank account.
  • •   Live or work within MCU's membership area.
  • •   Pass affordability and credit checks.
  • •   Demonstrate the ability to repay the loan.

How to Apply

To apply for a loan with Manchester Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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