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Merchant Capital

Other LenderSME Lender
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About Merchant Capital

Merchant Capital provides SMEs in South Africa with lump-sum, unsecured cash advances, delivered within 24-48 hours. In return, a fixed percentage of future card revenue is used to repay the advance, offering businesses flexible and fast access to funding.

Amount

ZAR 50,000 - ZAR 2,000,000

Tenor

6 - 12 months

Min. approval time

24 hrs

Countries

Created on

October 2025

Last updated

October 2025

Requirements

The basic requirements to apply for a loan on Merchant Capital include:

  • •   Proof of identity
  • •   Must be 18 years or older
  • •   Proof of income

How to Apply

To apply for a loan with Merchant Capital, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+271 121 728 80

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