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(opens in a new tab)Meridian Credit Union
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About Meridian Credit Union
Meridian Credit Union is Ontario's largest credit union and the second-largest credit union in Canada (outside Quebec), serving more than 380,000 members. Founded in 2005 through the merger of Niagara Credit Union and HEPCOE Credit Union, Meridian is headquartered in St. Catharines, Ontario. As a member-owned financial cooperative, it provides a wide range of financial services, including personal loans, personal lines of credit, mortgages, home equity financing, auto loans, credit cards, business loans, and investment products. Meridian is regulated by the Financial Services Regulatory Authority of Ontario (FSRA), and eligible deposits are insured by the Financial Services Regulatory Authority of Ontario Deposit Insurance Reserve Fund (DIRF).
Amount
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Tenor
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Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on Meridian Credit Union include:
- • Be eligible for Meridian membership.
- • Be a Canadian resident (primarily Ontario).
- • Complete a loan application.
- • Provide valid government-issued identification.
- • Demonstrate sufficient income and ability to repay.
- • Meet Meridian's credit assessment requirements.
How to Apply
To apply for a loan with Meridian Credit Union, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
