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About MyKredit

MyKredit is a Spain-based digital microloan provider operated by Trive Credit Spain S.L., specializing in short-term, small-value loans (microcredit/payday loans). It is designed for individuals who need fast access to cash, often outside the stricter requirements of traditional banks. The platform operates entirely online, offering instant or near-instant loan decisions and quick disbursement, sometimes within minutes. MyKredit primarily targets users facing urgent financial needs, providing loans typically ranging from €100 to €600 for new customers and up to €2,500 for repeat borrowers.

Amount

€100 - €600

Tenor

2 - 30 days

Min. approval time

24 hrs

Countries

Created on

April 2026

Last updated

April 2026

Requirements

The basic requirements to apply for a loan on MyKredit include:

  • •   Valid ID: Applicant must provide a DNI, NIE, or passport.
  • •   Residency: Applicant must be a legal resident in Spain.
  • •   Minimum age: Applicant must be at least 18 years old (sometimes capped at ~70).
  • •   Bank account: Applicant must have a Spanish bank account with a debit/credit card.
  • •   Proof of income: Any regular income source may be accepted (not always salary-based).
  • •   Mobile phone: Applicant must provide a valid phone number for verification.
  • •   Online banking access: Required for identity and financial verification.
  • •   Credit check: Internal risk assessment is conducted, but applicants with ASNEF may still be considered.
  • •   Personal information: Applicant must provide employment, address, and financial details.
  • •   Online application: Loan must be completed through the website

How to Apply

To apply for a loan with MyKredit, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+34 912 907 100

Website

mykredit.es/

Facebook Url

MyKredit

X (Formerly Twitter) Url

@MyKredit

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