Neocash
Other LenderMicrofinance Bank
No offers for this lender. Check out available loans by Lendsqr lenders to get a loan instantly!
Go to WebsiteAbout Neocash
NeoCash is a Nigerian digital lending platform (loan app) operated by Shepherd Trust Microfinance Bank, a licensed microfinance bank regulated by the Central Bank of Nigeria (CBN). It provides instant personal loans and business loans through a mobile application, targeting individuals, salary earners, and small business owners. NeoCash is designed as a fast, digital credit service that allows users to apply for loans within minutes and receive funds directly into their bank accounts after approval. It uses automated credit scoring systems based on income, bank statements, and credit history to determine eligibility.
Amount
₦5,000 - ₦5,000,000
Tenor
61 - 638 days
Min. approval time
24 hrs
Countries
Created on
May 2026
Last updated
May 2026
Requirements
The basic requirements to apply for a loan on Neocash include:
- • Valid ID: National ID, voter’s card, driver’s license, or international passport.
- • BVN: Required for identity verification and credit assessment.
- • Bank Statement: Used to confirm income and financial activity.
- • Proof of Income: Salary or business income evidence (employment letter or business records).
- • Bank Account: Required for loan disbursement and repayment.
- • Phone Number & Email: For registration and communication.
- • Age Requirement: Must be 18 years or older.
- • Credit History Check: Approval depends on repayment ability and financial behaviour.
How to Apply
To apply for a loan with Neocash, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play StoreorApple App Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Create your Lendsqr account
Want to see first-hand how Lendsqr can push the boundaries of your lending business? Create an account for free and check it out, we'll be with you every step of the way
Create free account