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Nucleus Commercial Finance

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About Nucleus Commercial Finance

Nucleus Commercial Finance is a UK-based fintech lender that provides financing solutions to small and medium-sized enterprises (SMEs). Founded in 2011, the company focuses on helping businesses access fast and flexible funding to manage cash flow, expand operations, hire staff, or invest in growth. Its lending process is largely digital, allowing businesses to apply online and often receive a funding decision quickly through automated underwriting and open banking technology.

Amount

£3,000 - £2,000,000

Tenor

12 - 84 months

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Nucleus Commercial Finance include:

  • •   National ID
  • •   The company must operate and be registered in the UK, often with a director based in the country.
  • •   Proof of Residence
  • •   Two bank statements
  • •   Salary slips
  • •   Employment letter
  • •   proof of employment
  • •   Audited financial statements
  • •   Businesses usually need at least 12 months of trading history, although some revenue-based loans may accept shorter histories.

How to Apply

To apply for a loan with Nucleus Commercial Finance, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+44 20 7839 1980

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