Lenders
(opens in a new tab)Other Lenders
(opens in a new tab)United Kingdom
(opens in a new tab)OakNorth
(opens in a new tab) Back (opens in a new tab)OakNorth
Other LenderMoney Lender
No offers for this lender. Check out available loans by Lendsqr lenders to get a loan instantly!
Go to Website (opens in a new tab)About OakNorth
OakNorth Bank is a UK‑based digital bank and fintech lender that specializes in providing tailored business loans to small and medium‑sized enterprises (SMEs), property developers, and real estate investors. It combines data‑driven underwriting with personalised service, offering loans for growth capital, commercial property acquisition or refinancing, and working capital support. OakNorth aims to fill gaps left by traditional banks by providing flexible financing solutions to established and fast‑growing businesses.
Amount
£500,000 - £20,000,000
Tenor
72 - 120 months
Min. approval time
24 hrs
Countries
Created on
March 2026
Last updated
March 2026
Requirements
The basic requirements to apply for a loan on OakNorth include:
- • The applicant must be a UK‑registered business operating in a viable sector with a clear growth strategy.
- • OakNorth evaluates a company’s revenue, cash flow, profitability, and financial projections to assess creditworthiness.
- • A detailed business plan outlining how the loan will be used (e.g., expansion, investment, refinancing) is required.
- • Depending on the loan type, OakNorth may require collateral or personal guarantees to support the facility.
- • The bank often considers the track record and experience of key directors or leadership as part of the risk assessment process.
How to Apply
To apply for a loan with OakNorth, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
