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OCSSCO (Oromia Credit & Saving Share Company)

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About OCSSCO (Oromia Credit & Saving Share Company)

Oromia Credit & Saving Share Company (OCSSCO) is one of Ethiopia's largest microfinance institutions (MFIs). Established in 1997 (following its origins as the Oromo Self Help Organization in 1996), OCSSCO was created to expand access to financial services for low-income households, farmers, micro and small enterprises (MSEs), women, and rural communities. The institution operates primarily in the Oromia Regional State, with additional operations in Addis Ababa, Dire Dawa, and Harari. It is licensed and supervised by the National Bank of Ethiopia (NBE) and has grown into one of the country's largest MFIs, serving hundreds of thousands of borrowers through an extensive branch network.

Amount

ETB 3,000 - ETB 0

Tenor

-

Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on OCSSCO (Oromia Credit & Saving Share Company) include:

  • •   Valid Ethiopian identification.
  • •   Completed loan application.
  • •   Residence within OCSSCO's operational area.
  • •   Viable business or income-generating activity.
  • •   Demonstrated repayment capacity.
  • •   Savings relationship with OCSSCO (for applicable products).
  • •   Group guarantee or collateral where required.

How to Apply

To apply for a loan with OCSSCO (Oromia Credit & Saving Share Company), visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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