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Plenty Cash

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About Plenty Cash

Plenty Cash is a Nigerian digital lending platform and mobile loan app that provides instant personal loans and short-term credit to individuals through a fully online process. The platform focuses on offering fast, collateral-free loans for emergencies, bills, business support, and everyday financial needs. The app uses a digital credit assessment system to evaluate borrowers based on factors such as BVN, personal information, and financial activity. Loan applications are completed through a smartphone, and approved funds are typically sent directly to the borrower’s bank account within a short time.

Amount

₦3,000 - ₦600,000

Tenor

91 - 180 days

Min. approval time

24 hrs

Countries

Created on

May 2026

Last updated

May 2026

Requirements

The basic requirements to apply for a loan on Plenty Cash include:

  • •   Valid ID: National ID, voter’s card, driver’s license, or passport.
  • •   BVN: Required for identity verification and credit assessment.
  • •   Bank Account: Needed for loan disbursement and repayment.
  • •   Phone Number: Active Nigerian mobile number required for registration.
  • •   Smartphone Access: Android smartphone and internet access needed to use the app.
  • •   Age Requirement: Must generally be at least 18 years old.
  • •   Personal Information: Basic personal and financial details required during application.
  • •   Credit Assessment: Approval depends on internal scoring and repayment behavior.

How to Apply

To apply for a loan with Plenty Cash, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


Alternatively, you can download the lender's app on Google Play Store.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+234 816 850 5208

Facebook Url

Plenty Cash

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