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(opens in a new tab)Prestu
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Go to Website (opens in a new tab)About Prestu
Prestu is a Spain-based online loan comparison and brokerage platform, not a direct lender. It functions as an intermediary between borrowers and multiple partner lenders, helping users find suitable loan offers based on their financial profile. The platform allows users to fill out a single application form, after which Prestu matches them with various third-party lenders that may provide loan offers. This makes the process faster and more convenient compared to applying individually to multiple lenders. Typically, platforms like Prestu focus on small to medium-sized personal loans, often with short repayment periods, and are designed for users seeking quick access to credit.
Amount
€100 - €2,000
Tenor
3 - 240 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on Prestu include:
- • Valid ID: Applicant must provide a DNI, NIE, or passport.
- • Residency: Applicant must be a legal resident in Spain.
- • Minimum age: Applicant must be at least 18 years old.
- • Bank account: Applicant must have a personal bank account in Spain.
- • Proof of income: Applicant must demonstrate stable income (salary, self-employment, or benefits).
- • Contact details: Applicant must provide a valid phone number and email address.
- • Personal and financial data: Applicant must submit details such as employment, income, and expenses.
- • Credit assessment: Approval depends on partner lenders’ credit checks and risk evaluation.
- • Loan purpose: Applicant must indicate the intended use of the loan.
- • Online application: Loan request must be completed digitally through the platform.
How to Apply
To apply for a loan with Prestu, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
