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About Scotiabank Uruguay

Scotiabank Uruguay is one of Uruguay's leading private commercial banks and a subsidiary of the Canadian banking group Scotiabank. Headquartered in Montevideo, the bank provides retail, commercial, corporate, and digital banking services, including personal loans, mortgages, vehicle financing, savings accounts, investments, insurance, and business banking. Scotiabank Uruguay offers several financing solutions, including Personal Loans (Préstamo Personal), Préstamo Sin Vueltas (mortgage-backed loan), Pre-approved Overdrafts, and Préstamo Go for education financing. Customers can apply online, through the Scotia Móvil app, by phone, or at a branch.

Amount

UYU 4,000 - UYU 200,000

Tenor

13 - 120 months

Min. approval time

24 hrs

Countries

Created on

June 2026

Last updated

June 2026

Requirements

The basic requirements to apply for a loan on Scotiabank Uruguay include:

  • •   Must be at least 18 years old.
  • •   Must not be older than 80 years at the end of the loan term.
  • •   Must have a minimum net monthly income of UYU 15,000.
  • •   Must have at least 6 months of employment history.
  • •   Must provide a valid Uruguayan Identity Card (Cédula de Identidad).
  • •   Must provide proof of income (salary slip or certified income statement for self-employed applicants).
  • •   Must provide proof of residence (required for new customers).
  • •   Must pass Scotiabank's credit assessment.
  • •   For loans above USD 15,000 or UYU 500,000, additional documentation may be required.

How to Apply

To apply for a loan with Scotiabank Uruguay, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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