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(opens in a new tab)St. Vincent Building & Loan Association
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Go to Website (opens in a new tab)About St. Vincent Building & Loan Association
The St. Vincent Building and Loan Association is a long-standing, member-owned financial institution in Saint Vincent and the Grenadines, established in 1941 to promote savings and home ownership among Vincentians. It operates as the only licensed building society in the country, meaning it raises funds from members (through shares and deposits) and lends primarily for housing and related purposes.
Amount
EC$10,000 - EC$1,000,000
Tenor
12 - 360 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on St. Vincent Building & Loan Association include:
- • Two (2) pieces of valid ID: Driver's License, Passport, or National ID card
- • Proof of Address: Utility Bill, Driver's License, or Bank Statement
- • Proof of Income: Salary Slip & Job Letter (not more than 3 months old for new customers; not more than 1 year old for existing customers)
- • Self-employed: 3 years Financial Statements, Personal Income Tax Returns for the last 3 years, or Rental Income (Lease Arrangements)
- • Letter and Quotation for Medical and Education Loans
- • Current Valuation, Certificate of Registration, Offer Letter, or Invoice for Vehicle purchase
- • Printout of existing debts/obligations for Debt Consolidation
- • Be a member of the Association (minimum of 25 permanent shares valued at $250)
- • Approved Plans for Residential/Commercial Construction (not more than 2 years old)
- • Survey Plan of site
- • Copy of Deed
- • Sale agreement/Offer Letter (if applicable)
- • Valuation (Land/Land & Structure)
- • Estimated cost of construction (Residential/Commercial)
- • Legal Fees and charges with sources clearly identified
- • Builder's Contract (Residential/Commercial Construction)
- • Printout of existing debts/obligations or Invoices (Consolidation)
- • Statutory compliance documents (Tax Certificates/Tax Returns)
- • Business Plan and 3 prior years' Financial Statements (Commercial Loans)
- • Credit report or Credit transactions history (if available)
- • Minimum Permanent Shares: $1,000
- • Assignment of life insurance policy for an amount not less than the sum being borrowed
- • For Corporate accounts: Certificate of Incorporation, Certificate of Registration, By-Laws or Memorandum and Articles of Association, List of Officers and Directors, Certificate of Status
- • Completion of the Association’s mandate
How to Apply
To apply for a loan with St. Vincent Building & Loan Association, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
Contact
Support Number
+1 784 457 156 5
Website
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