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(opens in a new tab)Stima SACCO
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Go to Website (opens in a new tab)About Stima SACCO
Stima DT SACCO Society Ltd is one of Kenya's largest and most established Deposit-Taking Savings and Credit Cooperative Societies (DT-SACCOs). Founded in 1974 to serve employees in the energy sector, it has since expanded its membership to include individuals, businesses, institutions, and professionals from various industries. Headquartered in Nairobi, Stima SACCO offers savings, credit, mortgage financing, asset financing, business loans, investment products, and digital banking services. It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).
Amount
KSH 5,000 - KSH 1,000,000
Tenor
1 - 120 months
Min. approval time
24 hrs
Countries
Created on
July 2026
Last updated
July 2026
Requirements
The basic requirements to apply for a loan on Stima SACCO include:
- • Must be a registered Stima SACCO member.
- • Must maintain active savings (Alpha deposits).
- • Must provide a valid Kenyan National ID or Passport.
- • Must complete the official loan application form.
- • Must provide recent payslips or proof of income.
- • Must satisfy the SACCO's affordability assessment.
- • Must comply with Kenya's statutory salary deduction requirements where applicable.
- • Must provide guarantors for guarantor-based loans, or acceptable collateral for secured facilities.
- • Must maintain an active FOSA account for selected products.
- • Must submit any additional documentation required for the chosen loan product.
How to Apply
To apply for a loan with Stima SACCO, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
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