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(opens in a new tab)Term Finance (Fastcash)
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Go to Website (opens in a new tab)About Term Finance (Fastcash)
Fastcash acquired by Termfinance is a financial services provider located in Kingstown, Saint Vincent and the Grenadines, operating in the micro‑loan and quick cash lending space. It is part of a cluster of local microfinance lenders (including QuickCash, Ready Cash, CashWiz, Advance Cash) that serve everyday borrowers who need fast, small‑ticket loans without going through traditional banks. These services are part of a broader microfinance sector in SVG, which was recently brought under more regulation to protect consumers and specify disclosures in the industry.
Amount
EC$1,000 - EC$25,000
Tenor
3 - 12 months
Min. approval time
24 hrs
Countries
Created on
April 2026
Last updated
April 2026
Requirements
The basic requirements to apply for a loan on Term Finance (Fastcash) include:
- • Valid ID: Applicant must provide a government‑issued identification document (e.g., passport, driver’s licence).
- • Proof of address: A recent utility bill or similar document must be presented.
- • Income evidence: Applicant must show proof of income or steady earnings (e.g., payslips).
- • Age requirement: Applicant must be at least 18 years old to apply for a loan.
- • Bank account: A domestic bank account in SVG may be required for loan disbursement and repayment processing.
- • Loan purpose: Loan must be for personal use such as emergency costs, bills, or short‑term cash needs.
- • Credit assessment: Applicant must satisfy the lender’s internal credit and affordability checks.
How to Apply
To apply for a loan with Term Finance (Fastcash), visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.
Alternatively, you can download the lender's app on Google Play Store.
This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.
