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About Tower SACCO

Tower SACCO Society Ltd is one of Kenya's leading Deposit-Taking Savings and Credit Cooperative Societies (DT-SACCOs). Established in 1976, the SACCO was originally founded to serve teachers in Nyandarua County but has since expanded its membership to include salaried employees, business owners, farmers, SMEs, institutions, and individuals across Kenya. Headquartered in Ol Kalou, Nyandarua County, Tower SACCO offers savings, personal loans, business financing, mortgages, asset financing, agricultural loans, and digital banking services. It is licensed and regulated by the Sacco Societies Regulatory Authority (SASRA).

Amount

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Tenor

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Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on Tower SACCO include:

  • •   Must be a registered Tower SACCO member.
  • •   Must maintain active savings contributions.
  • •   Must provide a valid Kenyan National ID or Passport.
  • •   Must complete the official loan application form.
  • •   Must provide recent payslips or proof of income.
  • •   Must satisfy the SACCO's affordability assessment.
  • •   Must comply with Kenya's statutory salary deduction requirements where applicable
  • •   Must provide guarantors for unsecured loans or acceptable collateral for secured facilities.
  • •   Must maintain an active FOSA account for selected products.
  • •   Must submit any additional documentation required for the selected loan product

How to Apply

To apply for a loan with Tower SACCO, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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