Virgin Money

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Money Lender
Virgin Money

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About Virgin Money

Virgin Money is a UK retail bank that offers personal loans, credit cards, mortgages, and savings products. Its personal loans are unsecured and typically range from £1,000 to £35,000, with repayment terms of up to 7 years. The bank is known for fast digital applications and fixed monthly repayments. Note: As of 2026, Virgin Money has merged into Nationwide and is no longer accepting new personal loan applications directly

Amount

£1,000 - £25,000

Tenor

12 - 60 months

Min. Approval Time

24 hrs

Countries

Created On

March 2026

Last Updated

March 2026

Requirements

The basic requirements to apply for a loan on Virgin Money include:

  • •   Must be at least 18 years old and a UK resident (3+ years)
  • •   Existing Virgin Money customer with mobile banking access
  • •   Valid ID and personal details
  • •   Proof of income (e.g., payslips or bank statements)
  • •   UK bank account
  • •   Good credit history (no bankruptcy or CCJs)

How to Apply

To apply for a loan with Virgin Money, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+44 345 601 0680

Facebook Url

Virgin Money

X (Formerly Twitter) Url

@Virgin Money

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