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About Zigama CSS

Zigama Credit and Savings Society (Zigama CSS) is one of Rwanda's largest deposit-taking savings and credit cooperatives. Established in 1997, it was created to improve the financial well-being of members of Rwanda's security institutions and their families. Today, Zigama CSS serves more than 100,000 members from the Rwanda Defence Force (RDF), Rwanda National Police (RNP), Rwanda Correctional Service (RCS), National Intelligence and Security Service (NISS), Rwanda Investigation Bureau (RIB), Rwanda Forensic Institute (RFI) and eligible family members. The institution provides savings, personal and business loans, mortgages, investment financing, digital banking, insurance, and payment services through a nationwide branch network.

Amount

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Tenor

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Min. approval time

24 hrs

Countries

Created on

July 2026

Last updated

July 2026

Requirements

The basic requirements to apply for a loan on Zigama CSS include:

  • •   Be an eligible Zigama CSS member.
  • •   Maintain an active savings account.
  • •   Complete the official loan application.
  • •   Provide a valid national identification document.
  • •   Demonstrate repayment capacity.
  • •   Provide collateral where required (particularly for larger loans).
  • •   Meet the institution's credit assessment requirements

How to Apply

To apply for a loan with Zigama CSS, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.


This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

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