Zonky

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About Zonky

Zonky is a Czech peer-to-peer (P2P) lending platform that connects borrowers with individual investors who fund personal loans. Founded in 2014, the platform operates under Air Bank and allows consumers to obtain loans online with competitive interest rates and flexible repayment terms. Through Zonky, borrowers can apply for unsecured personal loans ranging from about 5,000 CZK up to 2,000,000 CZK, with repayment periods typically between 12 months and 10 years. Interest rates start around 3.99% per year, depending on the borrower’s credit profile and financial situation.

Amount

CZK 1,000 - CZK 15,000

Tenor

6 - 60 months

Min. approval time

24 hrs

Countries

Created on

March 2026

Last updated

March 2026

Requirements

The basic requirements to apply for a loan on Zonky include:

• Valid identification documents (usually two IDs such as a Czech ID card or passport).
• Minimum age of 18 years or older.
• Czech citizenship or permanent residence in the Czech Republic.
• Active bank account in the Czech Republic for receiving funds and repayments.
• Proof of income (such as payslips, bank statements, or other income verification).
• Positive creditworthiness assessment based on credit history and financial obligations.
• Completed online loan application form through the Zonky platform

How to Apply

To apply for a loan with Zonky, visit the lender's website and click on "Get Started." If you meet the eligibility criteria and agree with the terms, complete and submit the online application form.

This lender claims it can approve applications on the same day they are submitted and disburse funds within 24 to 72 hrs.

Contact

Support Number

+420 800 449 999

Website

www.zonky.cz

info@zonky.cz

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Zonky

X (Formerly Twitter) Url

@Zonky