Azericard

Azericard is Azerbaijan’s first processing center, offering advanced payment processing and card management solutions for banks and financial institutions. Established in 1996, it provides services such as credit and debit card issuance, ATM and POS management, and e-commerce payment gateways. Azericard is a pioneer in driving the adoption of digital payments and supporting financial inclusion in Azerbaijan and neighboring regions.

SERVICES

• Card Processing & Authorization: Serves as the primary clearing and authorization center for over 30 local and international banks, processing millions of card transactions.
• Card Issuance: Supports banks in issuing debit, credit, prepaid, and multicurrency cards under major international payment networks.
• ATM & POS Terminal Management: Manages and services a nationwide network of over 1,300 ATMs and 6,000 point-of-sale terminals.
• Mobile Wallet Payments: Supports Apple Pay and Google Pay for contactless and card-not-present transactions across Azerbaijan.
• Mobile Banking: Provides internet and mobile banking technology to banks, enabling customers to manage accounts and make payments digitally.
• Card-to-Card Transfers: Facilitates instant card-to-card money transfers through services such as Kart Transfer, Visa Direct, and Mastercard Money Send.
• Utility & Government Payments: Enables payments for telecom services, public utilities, customs, and tax obligations through ATMs and digital channels.
• Contactless & Fare Payments: Supports contactless smart card payments including transit and fare payment solutions.
• Insurance & Deposit Payments via ATM: Allows customers to make insurance premium and deposit payments directly through ATM terminals.
• Loyalty Programme Management: Develops and manages loyalty and rewards programmes for banks and businesses.
• E-Commerce Payment Processing: Supports online merchants with secure internet payment processing solutions.
• Network Tokenization & Security: Uses advanced tokenization and data encryption technologies to ensure the security of every digital and mobile transaction.

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