BIK (Biuro Informacji Kredytowej) is Poland’s leading credit information and risk assessment institution, supporting both businesses and individuals in making informed financial decisions. By collecting and analyzing credit data from banks, lenders, and financial institutions, BIK helps improve transparency in the credit market.

Their services empower organizations to assess borrower reliability, reduce lending risks, and promote responsible credit management across the country.

SERVICES

• Credit Reporting: Provides detailed credit reports for individuals and businesses based on their financial history.
• Credit Scoring: Offers standardized credit scores that help lenders evaluate borrower reliability.
• Risk Assessment Tools: Enables financial institutions to analyze risk levels and make safer lending decisions.
• Fraud Prevention Services: Helps detect suspicious activities and reduce financial fraud.
• Monitoring Services: Tracks changes in credit activity and alerts users to potential risks or new credit events.
• Data Analytics & Insights: Delivers analytical tools and insights for better financial planning and decision-making.

Countries

These are the countries in which this lender operates/is available.