Borica

BORICA is a financial technology and payment infrastructure provider that supports banks, payment institutions, and government organizations with electronic payment processing and digital financial services. The company operates the technology infrastructure behind Bulgaria’s card payments and retail payment systems, enabling banks and merchants to process secure electronic transactions.

SERVICES

• Payment Processing: Borica processes a wide range of payment transactions, including credit card, debit card, and mobile payments.
• Payment Gateway: The company provides a payment gateway to enable businesses to accept online and mobile payments.
• Interbank Clearing: The company facilitates interbank clearing and settlement of payments.
• Card Payment Processing: Processes card transactions for banks and merchants, including authorization, clearing, and settlement.
• ATM and POS Network Management: Provides infrastructure and management services for ATM machines and POS terminals used by merchants.
• Instant Payment Systems: Supports real-time payment services that allow immediate transfers between banks.
• Fraud Detection and Payment Security: Provides AI-driven monitoring systems to detect and prevent fraudulent financial transactions.
• Card Issuing and Card Management: Supports banks in issuing payment cards and managing card services for customers.
• E-commerce Payment Infrastructure: Enables businesses and financial institutions to process secure online payments.
• Trust Services and Digital Identification: Provides electronic identification, digital signatures, and secure authentication tools.
• SWIFT Service Bureau: Provides connectivity and messaging infrastructure for banks to communicate through the SWIFT financial network.
• Financial Software and Infrastructure Services: Offers software solutions and IT infrastructure used by banks and payment providers.

Countries