

Credit Information Center Corporation strives to protect and improve personal credit information and contributes to the realization of an affluent society through the healthy development of consumer credit.
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Founded in 1990, CTOS is Malaysia’s leading Credit Reporting Agency (CRA), operating under the supervision of the Registrar Office of Credit Reporting Agencies and regulated by the Credit Reporting Agencies Act 2010. They enhance credit accessibility for individuals and businesses by providing swift access to essential information. The agency offers a comprehensive range of credit risk management solutions and services, widely utilized by the country’s banking and financial institutions, insurance and telecommunications companies, large corporations, SMEs, legal firms, and statutory bodies.
BISZ Zrt, headquartered in Hungary, provides advanced credit reporting and scoring solutions to enhance the financial decision-making process. It supports financial institutions with innovative tools and reliable data for managing credit risks effectively in a dynamic economic environment.
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