Equifax Puerto Rico

Equifax operates in Puerto Rico as a credit reporting, credit information, identity verification, and risk management services provider. As one of the world's largest credit bureaus, Equifax maintains consumer and business credit information that helps lenders, financial institutions, insurers, and other organizations assess creditworthiness and manage risk.

In Puerto Rico, Equifax forms part of the island's credit reporting ecosystem and provides credit data services used by banks, mortgage lenders, finance companies, credit unions, and other institutions when evaluating loan, credit card, mortgage, and financial service applications.

SERVICES

• Consumer Credit Reports: Maintains and provides consumer credit reports containing information about credit accounts, payment history, credit utilization, collections, public records, and other credit-related information.
• Credit Score Services: Provides credit scoring solutions used by lenders to evaluate borrower risk and creditworthiness.
• Business Credit Information: Offers business credit reporting and commercial risk assessment services for organizations evaluating corporate borrowers and business partners.
• Identity Verification: Provides identity authentication and verification tools to support customer onboarding and fraud prevention.
• Fraud Prevention Solutions: Helps institutions identify suspicious activity, detect fraud risks, and strengthen security controls.
• Credit Monitoring Services: Offers solutions that allow consumers to monitor changes in their credit files and receive alerts regarding significant credit events.
• Employment & Income Verification: Provides verification services used by employers, lenders, and authorized institutions to confirm income and employment information.
• Data Analytics & Risk Management: Supports financial institutions with data-driven risk assessment and decision-making tools.

Countries