Forus is a fast-growing Saudi fintech company redefining access to capital for small and medium-sized enterprises (SMEs) through a digital debt crowdfunding marketplace. Founded in 2019 and licensed by the Saudi Central Bank (SAMA), the platform connects businesses in need of financing with a network of investors, enabling faster, more flexible access to working capital.

By leveraging proprietary underwriting technology and streamlined digital processes, Forus reduces the traditional barriers SMEs face when seeking loans, positioning itself as a key player in Saudi Arabia’s push toward financial inclusion and SME-driven economic growth under Vision 2030.

SERVICES

• SME financing (working capital loans): Provides short-term and medium-term funding solutions that help small and medium businesses manage cash flow and scale operations efficiently.
• Invoice financing: Enables businesses to unlock cash tied up in unpaid invoices by receiving early payments based on receivables.
• Debt crowdfunding marketplace: Connects investors with vetted SMEs, allowing them to fund loans and earn returns through a regulated digital platform.
• Point-of-sale (POS) financing integration: Allows businesses to repay loans automatically through a portion of their sales processed via POS systems.
• Islamic-compliant financing solutions: Offers Shariah-compliant financial products tailored to businesses operating within Islamic finance principles.
• Investor portfolio opportunities: Provides diversified investment options across sectors, enabling investors to allocate funds based on risk appetite and expected returns.

Countries

These are the countries in which this lender operates/is available.