Keenu

Keenu is a Pakistani fintech company operating as a regulated digital payments ecosystem that provides both merchant payment infrastructure and consumer digital wallet services. It is licensed under the State Bank of Pakistan (SBP) as an Electronic Money Institution (EMI) and is operated by Wemsol Pvt Ltd.

Keenu enables users and businesses to perform cashless transactions, digital payments, bill payments, and money transfers through its mobile wallet and POS ecosystem. It is widely used by merchants across Pakistan through its POS terminals and payment gateway solutions, supporting both in-store and online payments.

SERVICES

• Digital wallet services: Keenu provides a mobile wallet that allows users to send and receive money, store funds digitally, and manage personal transactions through a secure app.
• Money transfer services: Users can transfer money to other wallets, bank accounts, or merchants instantly using mobile-based transactions and linked CNIC accounts.
• Bill payment services: The platform supports payment of utility bills, mobile top-ups, and other recurring payments directly through the wallet or app interface.
• Point-of-sale (POS) services: Keenu provides POS terminals that allow merchants to accept debit/credit card payments (Visa, Mastercard, UnionPay, PayPak) in physical stores with fast settlement systems.
• Payment gateway services: The platform offers online payment processing for e-commerce businesses, enabling secure card and digital payments through integrated checkout systems.
• Merchant services: Keenu provides business tools such as reconciliation systems, discount management, retail integrations, and transaction reporting dashboards.
• Loyalty and rewards services: Merchants can create customer loyalty programs, discounts, and reward systems to improve customer retention and engagement.
• Cashless ecosystem services: Keenu integrates in-store, online, and mobile payments into one ecosystem, enabling seamless cashless transactions across retail and service industries.

Countries