Kredinor

Kredinor is one of Norway’s largest debt collection, credit management, and receivables services companies. It operates as a financial services infrastructure provider, helping businesses recover unpaid debts, manage invoices, improve cash flow, and handle overdue customer accounts. It is not a lender or bank, but rather a collections and credit management specialist serving banks, utilities, telecom companies, retailers, and public institutions.

SERVICES

• Debt collection: Recovery of overdue consumer and business debts.
• Invoice services: Billing and receivables management solutions.
• Payment reminders: Pre-collection notices and payment follow-up systems.
• Consumer repayment plans: Structured installment solutions for debtors.
• Credit management analytics: Risk insights and debtor portfolio analysis.
• Portfolio purchases: Acquisition of distressed or overdue debt portfolios.
• International debt collection: Cross-border recovery services through global networks.
• Legal services: Enforcement support and claims escalation where permitted.
• Digital payment channels: Online portals, self-service payments, and mobile payment options.
• Sector-specific recovery solutions: Services for banking, utilities, telecom, retail, and public sector clients.

Countries