Lynk is a Jamaica-based digital wallet and mobile financial services platform developed by National Commercial Bank (NCB). It is designed to provide easy, mobile-first financial services, enabling users to send, receive, store, and manage money digitally without needing traditional banking processes.

The platform focuses on financial inclusion and everyday transactions, allowing users including those without full bank accounts to participate in the digital economy. Lynk combines wallet functionality, payments, and transfers in a single app, supporting Jamaica’s transition toward a cashless financial system. It does not primarily function as a lender, but rather as a payments and financial access platform.

SERVICES

• Digital wallet: Store and manage money electronically via mobile app.
• Peer-to-peer transfers: Send and receive money instantly between users.
• Bill payments: Pay utilities and services directly through the app.
• Merchant payments: Pay for goods and services digitally.
• QR code payments: Contactless payments using QR codes.
• Cash-in and cash-out: Add or withdraw funds through agents or linked accounts.
• Transaction tracking: Monitor balances and payment history in real time.
• Financial inclusion services: Access to digital finance without a traditional bank account.

Countries

These are the countries in which this lender operates/is available.