Nass Wallet

NassWallet is a mobile-based digital financial services platform in Iraq, launched in 2019 and headquartered in Erbil. It operates under the broader NASS e-Payment ecosystem and is licensed by the Central Bank of Iraq, positioning it as a regulated fintech provider in the country.

The platform functions as a comprehensive digital wallet and “mobile banking alternative”, allowing users to manage their financial activities entirely from their smartphones. It was specifically designed to serve Iraq’s large unbanked population, helping transition users from cash-based transactions to a secure, cashless financial system.

SERVICES

• Digital Wallet: Provides a mobile-based wallet for storing, sending, and managing money digitally.
• Money Transfers: Enables instant peer-to-peer and international transfers (including Western Union integration).
• Bill Payments: Allows users to pay utilities and other recurring expenses directly from the app.
• Merchant & QR Payments: Supports payments at physical and online merchants using QR codes or digital channels.
• Salary & Bulk Disbursements: Facilitates payroll and mass payments for businesses, NGOs, and government institutions.
• Airtime Top-Up & eVouchers: Enables users to recharge mobile credit and purchase digital vouchers instantly.
• Cash-In & Cash-Out Services: Provides access to a wide network of agents for depositing and withdrawing cash.
• Prepaid Mastercard (mCard): Offers a prepaid card for online and global payments without needing a bank account.

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