PayProcc is an Estonia-based payment orchestration and merchant payment solutions platform that connects businesses to a wide network of global payment processors, acquiring banks, and alternative payment methods. It does not act as a bank itself; instead, it functions as a payment infrastructure intermediary, helping merchants get approved for payment processing especially in complex or high-risk industries.

SERVICES

• Payment orchestration platform: Connects merchants to 1,500+ global payment methods and acquiring solutions through a single integration layer.
• Merchant acquiring matchmaking: Matches businesses with suitable acquiring banks and payment processors based on industry, risk profile, and geography.
• High-risk merchant solutions: Specialises in onboarding businesses in industries such as gaming, subscriptions, travel, adult services, and digital goods that are often rejected by traditional processors.
• Global payment method access: Provides access to card payments, alternative payment methods, and regional payment rails across multiple continents.
• Pre-KYC onboarding support: Helps merchants pre-qualify and structure documentation before being matched with acquiring partners.
• Payment consulting & setup support: Advises businesses on improving approval rates, reducing payment friction, and structuring merchant accounts for compliance.
• Industry-specific payment routing: Optimises payment success by routing transactions through the most suitable processors based on geography and risk category.

Countries

These are the countries in which this lender operates/is available.