Principa

Many lenders blame late payments on “bad borrowers,” but the real problem is often hidden in the data they overlook. This article explains why your default rate is higher than it should be and highlights five powerful data points, often ignored by lenders that can dramatically improve underwriting accuracy, borrower monitoring, and repayment performance.

The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?

These key providers for lenders in Rwanda have built a financial infrastructure that’s helping lenders focus on growth instead of grappling with inefficiencies.