Swish

Swish is Sweden’s leading mobile real-time payment platform that allows users to send money instantly, pay businesses, donate to organizations, and complete online purchases directly from their phones. It was launched in 2012 through cooperation between major Swedish banks, Bankgirot, and Sweden’s central banking infrastructure. It has become one of the most widely adopted payment systems in Sweden and a major symbol of the country’s cashless economy.

SERVICES

• Peer-to-peer transfers: Send money instantly to friends and family using phone numbers.
• Merchant payments: Pay in shops and restaurants using QR codes or payment requests.
• Online checkout payments: Use Swish at supported e-commerce merchants.
• Bill splitting: Commonly used for shared meals, rent, or events.
• Charity donations: Donate instantly to organizations.
• Marketplace payments: Frequently used for second-hand or local person-to-person sales.
• Real-time confirmations: Immediate success/failure notifications after payment.
• Cash alternative: Used widely in a low-cash economy.

Countries