ACRA Credit Bureau

ARCA is the first private credit bureau in Armenia with an aim to gather data from banks and microfinance institutions, process, and provide timely updates of information as well as ensuring confidentiality when necessary.

Services

• Credit Report: The credit report contains 5 year information (from the inquiry date) about the payment behavior of various financial obligations of physical entities, including data on the proper fulfillment and/or delinquencies of financial obligations.
• FICO Score: FICO Score is a three-digit number, ranging from 300 to 850 which reflects the level of consumer credit risk based on the information in their credit report at a specific point in time.
• ACRA Monitoring: The service provides an opportunity to track changes in credit history and monitor the accuracy of information.
• ACRA Signal: The service can help in loan repayment risk management and make it easier, as well as learn about customer financial behavior and make more competitive offers.

Countries

These are the countries in which this lender operates/is available.