FinScore

"FinScore is a Philippine-based fintech company that focuses on providing alternative credit scoring solutions to help financial institutions, lenders, and businesses assess the creditworthiness of individuals, particularly those in the unbanked and underbanked sectors. Using data from non-traditional sources, such as mobile phone usage, e-commerce activity, and social behavior, FinScore develops a credit score for individuals who may not have a traditional credit history. This helps expand financial access to a wider population by allowing lenders to make informed decisions based on a broader set of data points.

FinScore’s services include integrating its credit scoring system into the loan application and management processes of digital lenders, microfinance institutions, and other financial service providers.

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