getFocal (FOCAL) is an AI-powered RegTech and fintech platform developed by Saudi-based company Mozn, designed to help financial institutions manage risk, prevent fraud, and ensure regulatory compliance. Unlike traditional payment or lending platforms, FOCAL operates as a compliance and financial crime prevention infrastructure, supporting banks, fintechs, and financial institutions with advanced tools for anti-money laundering (AML), identity verification, and transaction monitoring.

SERVICES

• Identity Verification: Uses AI-driven systems to verify customer identities accurately during onboarding.
• Customer Due Diligence (CDD): Screens customers against sanctions lists, PEP databases, and adverse media.
• Customer Risk Scoring: Assigns dynamic risk scores to customers based on behavior and financial activity.
• Transaction Monitoring: Tracks transactions in real time to detect suspicious or fraudulent activity.
• Payment Screening: Screens sender and recipient data to prevent illegal or high-risk transactions.
• Fraud Prevention (Device & Behavioral Intelligence): Uses device fingerprinting and behavioral biometrics to detect fraud patterns.
• Financial Crime Intelligence & Analytics: Provides data insights to help institutions understand risks and improve decision-making.

Countries

These are the countries in which this lender operates/is available.