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Many lenders blame late payments on “bad borrowers,” but the real problem is often hidden in the data they overlook. This article explains why your default rate is higher than it should be and highlights five powerful data points, often ignored by lenders that can dramatically improve underwriting accuracy, borrower monitoring, and repayment performance.

In this article, we’re pulling back the curtain on some less obvious players reshaping the lending process in Trinidad and Tobago.

In this article, we’ll explore some of the key players driving this transformation — from those developing advanced credit scoring models to companies offering KYC solutions that verify identities in remote regions, all working together to build trust between lenders and the millions of Tanzanians eager to invest in their futures.