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As digital lending grows, so do concerns around how borrower data is collected, stored, and used. For many loan apps, navigating data privacy laws can feel complex, especially with evolving regulations across different markets. From consent and data sharing to security and compliance, lenders often face recurring questions about what is required and what best practice looks like. Addressing these concerns clearly is essential not just for regulatory compliance, but for building borrower trust in an increasingly data-driven lending environment.

The question lenders now ask is simple: does Android still allow loan apps to scrape SMS from users’ phones for credit scoring?

These key providers for lenders in Rwanda have built a financial infrastructure that’s helping lenders focus on growth instead of grappling with inefficiencies.