IDrive Cloud

Starting a lending business in California requires more than capital and a business plan—it also requires obtaining the appropriate money lending license and complying with state regulations. From meeting financial and legal requirements to submitting applications and maintaining ongoing compliance, the licensing process can be complex for new lenders. This guide breaks down the key steps involved in securing a money lending license in California and what aspiring lenders need to know before launching operations.

LoanPro is a well-known lending and loan servicing platform, but it may not be the right fit for every lender depending on pricing, customization needs, geographic focus, or operational complexity. In this article, we explore three LoanPro alternatives that offer strong capabilities across loan origination, servicing, collections, automation, and borrower management for financial institutions and digital lenders looking for flexible lending infrastructure.

Buy Now, Pay Later (BNPL) has evolved from a retail checkout feature into a global financial infrastructure powering embedded credit, installment payments, and consumer financing across industries. As demand for flexible payment solutions continues to grow in 2026, lenders, fintechs, banks, and marketplaces are increasingly looking for reliable BNPL infrastructure providers that can support scalability, compliance, underwriting, collections, and seamless integrations across multiple markets. In this article, we explore some of the best BNPL infrastructure providers globally in 2026, comparing their technology, geographic reach, APIs, merchant tools, risk management capabilities, and flexibility for businesses building modern credit products. Whether you are launching a BNPL startup or expanding an existing lending operation, this guide highlights the platforms shaping the future of installment finance.