LajanCash

LajanCash is a mobile money and digital wallet service in Haiti, developed through a partnership between Banque Nationale de Crédit (BNC) and fintech company HaitiPay. Launched in 2013, it was one of the early mobile financial services designed to expand access to banking in a country where a large portion of the population is unbanked.

LajanCash essentially turns a mobile phone into a digital wallet, allowing users to store money, send and receive funds, and carry out everyday financial transactions without needing a traditional bank account. It works on both smartphones and basic phones via USSD (*848#), making it highly accessible even in rural areas.

SERVICES

• Mobile wallet services: LajanCash allows users to store money digitally on their phones and access financial services without a traditional bank account.
• Money transfer services: Users can send and receive money instantly to other LajanCash users or receive international remittances from abroad.
• Cash-in and cash-out services: Customers can deposit money into their wallet or withdraw cash through a network of agents and partner locations across Haiti.
• Bill payment services: Users can pay utility bills and invoices directly from their mobile wallet.
• Merchant payment services: The platform enables users to pay vendors and local businesses digitally, supporting everyday transactions and commerce.
• Airtime and mobile top-up services: Customers can purchase mobile credit for networks like Digicel and Natcom directly from their wallet.
• Salary and social payment services: Employers and organizations can disburse salaries, aid, and social benefits directly into users’ LajanCash accounts.

Countries