OKTO Payments

OKTO Payments is a Greek financial technology company founded in 2019 that builds cloud‑based digital payment infrastructure and unified payment solutions for merchants and operators. OKTO’s platform supports real‑time, secure digital transactions across both online and physical environments.

SERVICES

• Payment Processing: Viva Wallet processes a wide range of payment methods, including credit cards, debit cards, and mobile payments.
• Payment Gateway: The company's payment gateway enables businesses to accept online and mobile payments securely.
• Point-of-Sale (POS) Solutions: Viva Wallet offers POS solutions for retail and hospitality businesses.
• Business Cards: Viva Wallet offers business debit and credit cards.
• Omnichannel Payment Platform: Unified payments for online, in‑store, and mobile environments that streamline transaction flows for merchants.
• Digital Wallet Solutions: Tools such as OKTO.WALLET to enable cashless and mobile payments for customers.
• Cash‑to‑Digital Payments (OKTO.CASH): Enables users to convert physical cash into digital transactions via a wide network of points of sale.
• API Integration: Flexible and fast‑to‑integrate APIs for developers to embed payment functionality seamlessly.
• QR Code & Mobile Payments: Support for instant mobile‑first payment experiences using QR and mobile devices.
• KYC/AML & Compliance Tools: Built‑in compliance and risk management features to support regulatory requirements.
• Multi‑Payment Method Support: Enables a variety of payment types including bank transfers, e‑wallets, prepaid options, and local methods.
• Real‑Time Processing: Fast, real‑time pay‑in and pay‑out capabilities to improve customer experience.
• Reporting & Analytics: Tools for transaction monitoring, reconciliation, and business insights.
• Industry‑Specific Solutions: Customized payment setups for sectors such as gaming, entertainment, and retail, with solutions tailored to local market needs.

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